Terms of Service

These Terms of Service ("Terms") govern your use of SubZero at subzeros.ca (the "Service"), operated by an individual sole proprietor based in British Columbia, Canada ("we", "us"). By using the Service, you agree to these Terms. If you don't agree, please don't use the Service.

1. What SubZero does

SubZero helps you keep track of recurring subscriptions you choose to add. It shows totals, upcoming renewal dates, reminders, and links to cancellation pages. SubZero does not connect to your bank, does not pay or manage your other subscriptions, and does not cancel subscriptions on your behalf.

2. Your account and responsibilities

• You must be at least 13 years old to use the Service, and at least the age of majority in your province or territory (19 in British Columbia) to buy a paid plan.
• You can use SubZero without an account. If you sign in, you do so with a one-time code sent to your email. Keep access to that email secure.
• You're responsible for the accuracy of the information you add, including prices and renewal dates.
• Only upload screenshots or text that you have the right to share. Don't upload other people's private information.
• Don't misuse the Service, for example by trying to disrupt it, access other users' data, or use it for anything unlawful.

3. Information is provided as-is

Prices, renewal dates, and cancellation links shown in SubZero are estimates. Some are pre-filled from typical published prices, and some are read automatically from screenshots or text using AI, which can make mistakes. Always confirm details with the subscription provider. We aren't responsible for charges you incur, missed cancellations, or decisions you make based on information in the Service.

4. Reminders and alerts

Email and push reminders are a convenience only. We don't guarantee that they'll be delivered on time or at all, for example if an email is filtered as spam or notifications are turned off on your device.

5. Third-party services

SubZero links to third-party websites, such as subscription providers' cancellation pages, and displays their names and logos to identify them. We don't control those websites and aren't affiliated with or endorsed by those companies. All trademarks belong to their respective owners.

6. SubZero Pro (paid plan)

• Price. SubZero Pro costs $6.99 CAD per month, plus any applicable taxes. The price is shown before you pay.
• Automatic renewal. Pro renews automatically every month and is charged to your payment method until you cancel.
• Cancel anytime. You can cancel at any time in Settings → Manage billing. When you cancel, you keep Pro until the end of the month you've already paid for, and you won't be charged again.
• Refunds. Payments are non-refundable and we don't give credit for partial months, except where required by law. If you were charged in error, contact us and we'll make it right.
• Failed payments. If a payment fails, our payment processor will retry it. If it keeps failing, your account returns to the free plan. Your data isn't deleted.
• Price changes. If we change the price of Pro, we'll email you at least 30 days before your next renewal at the new price. You can cancel before then.
• Payment processing. Payments are processed by Stripe. We never see or store your full card details.

7. Your data

How we collect and use your information is described in our Privacy Policy. You can delete the subscriptions you've added at any time.

8. Disclaimer of warranties

To the extent permitted by law, the Service is provided "as is" and "as available" without warranties or conditions of any kind, express or implied, including merchantable quality, fitness for a particular purpose, and non-infringement.

9. Limitation of liability

To the fullest extent permitted by law, we will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of money, profits, or data, arising from your use of the Service. Our total liability for any claim relating to the Service will not exceed the greater of the amount you paid us in the 12 months before the claim or $50 CAD. Nothing in these Terms limits rights you have under consumer protection laws that can't be waived.

10. Changes and termination

We may update the Service or these Terms from time to time. If we make material changes, we'll update the date above and, where appropriate, let you know by email or in the Service. We may suspend access for anyone who violates these Terms. You can stop using the Service at any time.

11. Governing law

These Terms are governed by the laws of the Province of British Columbia and the federal laws of Canada that apply there. If you live elsewhere in Canada, you also keep the protections of your own province's consumer laws.

12. Contact

Questions about these Terms or your payment? Contact us at lynkwellinc@gmail.com.